GAP Insurance – Everything you need to know


What is Contract Hire GAP Insurance?

If your lease car or van is written off because of accident, theft, fire, or flood damage your motor insurer will only pay out the market value of the vehicle.

Following a total loss, your finance or lease company will ask you to settle the outstanding balance on the agreement. Whilst these terms can vary dependent upon the finance provider, this usually constitutes the market value of the vehicle (paid by your insurer) but can also include up to 100% of the remaining monthly rental payments for the vehicle. This could leave you substantially out of pocket.

Contract Hire Plus GAP Insurance from ALA will cover these outstanding monthly payments and any shortfall in the insurer’s market value settlement.

You can also choose to add Initial Rental cover, which gives you an additional settlement of up to £3,000 to cover the deposit paid at the start of the contract.

Best Price Guarantee

Best Price Guarantee
If you find a comparable GAP premium online for less, we will match the price and beat it by 20% of the difference!


Why choose ALA Insurance Brokers?

We often hear from our customers about the excessively high prices car dealers charge for GAP insurance. ALA offers an alternative to the dealers by providing excellent value, comprehensive GAP cover at competitive prices.

You can be confident you’re buying from a trusted, highly recommended GAP insurance specialist – and save yourself a significant amount of money in the process!

5 Star Rated GAP Insurance

Defaqto Star Rating

Trusted Personal Service

What customers say about ALA Insurance Brokers


For that extra peace of mind...

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ALA IB Limited trading as ALA Insurance Brokers is Authorised and Regulated by The Financial Conduct Authority. FCA Firm Reference No 571109. Consumer Credit Licence 0649578.


Registered in England, number 06833207. Registered office: ALA IB Limited, Unit 3, Park Farm Courtyard, Easthorpe, Malton, YO17 6QX